What this skill does
Risk Assessment produces a structured legal risk register from any contract, agreement, or commercial document. Where Contract Analysis gives you a full overview of what a document says, Risk Assessment focuses specifically on what could go wrong — identifying exposure, quantifying it where possible, and recommending specific mitigations.
The skill applies a three-tier risk framework: High (risks that could result in significant financial liability, loss of contract, or reputational damage), Medium (risks that are manageable but require attention or specific negotiation), and Low (standard risks that are acceptable with standard mitigation). It analyses both the explicit risks (an uncapped liability clause, a broad indemnification obligation) and the structural risks (an entire-agreement clause that excludes pre-contractual representations your client may have relied on).
This skill is used both for pre-signature review (identifying what to negotiate before your client signs) and post-execution analysis (understanding what your client has committed to and where they need to be careful during performance).
When to use it
- Advising a client before they sign a significant commercial agreement on where their exposure lies
- Preparing a risk briefing for a board or management team on the key risks in a contract they are about to execute
- Reviewing a contract after execution to identify areas where your client needs to be careful during performance
- Preparing for a contract negotiation, wanting to prioritise the issues that matter most
What you get
A structured risk register with: a Risk Summary Dashboard (total risks by severity), individual Risk Entries for each identified risk (including Risk Description, Severity, Relevant Clause, Practical Impact, and Recommended Mitigation), a Priority Negotiation Points section (the top 3–5 items to focus on if negotiating), and a Residual Risk Note identifying risks that cannot be fully mitigated through contract amendments.
Example prompt inputs
- "A 3-year IT services agreement — please identify the top risks for my client as the customer, with severity ratings"
- "Joint venture agreement between two Swiss entities. What are the key governance and exit risks for the minority shareholder?"
- "This commercial lease has an unusual clause about tenant alterations. Please assess the full risk profile of the tenancy for my client"
- "My client is about to execute a distribution agreement with a US counterpart. What are the cross-border risks I should flag?"
Why legal-specific AI matters here
Risk assessment requires understanding not just what a clause says, but what it means in practice under the governing law. A limitation of liability that seems high in absolute terms may be inadequate relative to the exposure created by the contract. An indemnification clause that mirrors standard market language may be dangerous in the specific factual context of the transaction. Whisperit's Risk Assessment skill applies substantive legal judgment to this analysis — calibrated to Swiss and EU commercial law — and produces a risk register that reflects actual legal risk, not just formal clause analysis.